I Need Money Now: 15 Ways to Do it Legally!

What do you do, when you feel like – ‘I Need Money Now for Free and FastakaI need money desperately’? Many times, you might want free money or Immediate cash to alleviate debt, medical expenses, pay off the student loan, or for any other major cause…

How do you, make up for emergency cash requirements, when you don’t know how? You might have tried ways, but failed to make even a penny. So gradually, you started yielding to the situation, got frustrated, and eventually felt like a loser!
Oh trust me, you don’t have to go through all this really…
And, you even don’t have to give up—within a while, you’ll get to know how to make money right now, without losing your sanity. 

I Need Money Now for Free and Fast: 15 Legit Ways

Here’s a quick list of a few easy-peasy ways to accumulate cash especially, when you need money right now or today. These tasks are a perfect amalgamate of fun and money-making while relaxing on your cozy couch.

1. Sell Annuity Payments

Since you need cash right now, the best way is to sell annuity payments for immediate access to money.

An annuity is a fixed sum of money paid to someone each year, typically for the rest of their life… Like: pension payments. They provide a guaranteed stream of income either periodically or in lump-sum, especially after retirement.

You can choose to sell your annuity payments in different ways, two of which are partial or reverse-partial! What if you don’t belong to this age criteria?

Loan money from your grandpa’s annuities and pay it off periodically and at ease.

2. Absolutely Free Money: Get Paid $100 or More for Your Opinion 

Taking online surveys can be one of the fastest ways to make money. Most people rule out this statement saying surveys don’t pay that much. But, here’s the catch…

You’ll need to sign up for at least 2-3 of these legit survey companies to get paid in hundreds. There’s absolutely no cost to join. And, each of these sites has an A+ rating with BBB, so you can confidently invest your valuable time and get paid well.

Ipsos i-Say is a survey site run by a division of Ipsos, one of the largest market research firms in the world online. The website is pretty straightforward, you take surveys and get paid in points, which you can redeem for various gift cards and prizes. If you want to try them out, you’ll need to sign up here first. Click here to Sign Up for Ipsos Isay – US, and here for Ipsos Isay – CANADA

Survey Junkie is the highest paying online reward site that’s 100% legit. They paid over 7 million dollars to their members until to date.

Worried about not getting qualified for surveys?

Survey Junkie even compensates best for the time spent taking a survey. Yes, If you’re not eligible for a survey, you’re still given points.

You can easily spend a few minutes each day and get paid anywhere between $10-$45 per survey – Click here to Sign Up for Survey Junkie Now!

3. Receive $10 from Ebates

Ebates is more of a money-saving site that has an A+ rating with the BBB. When you shop online through Ebates portal you can easily get back up to 25% of the money spent.  Signing Up on ebates is free, and you can also choose between$10 Walmart Gift Card or $10 Ebates Cashback as a Welcome bonus! Ready to Save Money and earn Solid Rebates, get the Ebates extension.

The most interesting part about ebates is their referral scheme. When someone signs up through your referral link, you can receive a $25 referral bonus for the first five and thereafter $5 for every qualifying referral. 

Get your $10 sign up bonus from Ebates using this link and start earning extra money today.  Do you stay in CANADA?- Sign Up here>>

4. Earn $50 for every Install

Nielsen Panel is going to pay you $50 just for keeping their app on each of your devices like mobile or tablet or laptop and do browsing as usual. Nielsen gives away $10,000 each month, and around 400 people win prizes every month. Top two winners grab $1000 each – Click here to Claim Your $50 Free Bonus

5. Download MobileXpression

Another company that simply pays for downloading their apps on your mobile or laptop is MobileXpression. This app assists big companies to better understand the customer interest in web usage by collecting browsing times, retention hours and usage of websites.

Just install the MobileXpression app on your device and boost your income. One week after installation, you’ll get a chance to play games, that offers instant rewards to everyone that plays. Many won a $25 Amazon gift card, iPads, and Television sets. Click here to Download Mobile Xpression and start earning instantly.

  • Vindale Research – The biggest plus about Vindale Research is many of their surveys pay quite well. Each survey can pay you anywhere between .50 to $50. So, there is a good chance that you can earn good money from a single survey. The best part is that you get instant $2 FREE when you sign up for Vindale Research
  • Survey Junkie – Joining Survey Junkie is a no-brainer. Their surveys are short, easy, and you can pick and choose which surveys you want to take.  The site pays up to $45 per Survey and has a 4-star rating on Trustpilot- Start earning now

Few more sites that require email confirmation on your end:

  • InboxDollars (US) orInboxPounds (UK) – Inbox Dollars makes it easy to earn money for taking polls, answering surveys (up to $35 per Survey), watching videos, reading emails, referring friends, playing games, shopping online, and lot more! Get a $5 sign-up bonus upon registration and successful activation. Join Now
  • Swagbucks – I only heard good things about Swagbucks. A friend of mine made $60.00 plus this month, easy  $5 – $6 a day watching funny videos on Swagbucks. I bet you’ll love Swagbucks. Just like Inbox Dollars, Swagbucks also pays a $5 sign-up bonus upon email confirmation. Sign Up here.

6. Refer your friends and earn Instant Bonuses 

Refer-a-friend programs are a great way to make money by just sharing referral codes. Apps like ACORNS, help earn $100 a year simply through referrals. On the other hand, Groupon app, helps you bank $10 just for referring your friends to check out their deals on trip, packages or reunion.

Posting about your favorite services and products on these referral programs can earn you a few more bucks.

I also suggest you check out these other possibilities: 15 Ways to make money without spending a penny?

7. Dig out $1 bills and Sell to a Collector

You may find a few $1 bills simply laying around in the corners of the shelves. Dig them out and check the serial number. You may never know the actual value of your money, making you rich. Collectors at cool serial numbers have created the Most wanted serial numbers list and if you find any of them sell them to a collector earning some big bucks.

Here is the list of few crazy serial numbers that collectors are looking for:

Seven repeating digits in a sequence on $1 Federal Reserve Notes – 02222222, 33333337
Super repeaters on $1 – 45454545
Double Quads on $1 – 00003333
Seven of a kind on $1 – 88888488, 22622222

If you come across any of the above series, run to a collector right now…

8. Sell off Unused/Un-wanted Entertainment Stuff

In the days of Netflix and Amazon Prime, there is no use stacking up shelves with old CDs or video games.

Instead, you can sell these off for a few bucks?

The Decluttr app helps you achieve this with ease. Scan the items barcodes you want to sale and upload on Decluttr app. The app instantly quotes a price for each product.

Don’t forget to enter code FREE5 for an extra bonus of $5. Pack all the products in a sealed package, with the free shipping label attached and deliver them to Decluttr. You will receive your payment within 24 hours.

9. Play SwagIQ – Live Trivia Games

Swag IQ is the live trivia game show where you can test your knowledge and win huge cash prizes daily. It’s free!

Every weekday, you’ll get a chance to answer a series of trivia multiple choice questions and you’ll have exactly 10 seconds each. The questions usually become difficult progressively and if can answer all the 10, you’ll automatically win the grand prize money (If played in a group, the prize money is split evenly among all the winners).

Even if you’re out of the running for the grand prize, you’ll earn Swag IQ’s digital currency for questions you answer correctly. Use the digital currency to get a 2nd chance win the grand prize or redeem them for cash or free gift cards. Go ahead and grab this opportunity to win grand prizes, download this free app right now!

10. Profit While Playing a Game 😉 

Love playing video/mobile games? I remember the days, I spent hours and hours playing Candy Crush and Temple Run. All of that is literally wasted time because those games profit you nothing. Pretty soon, I got bored and moved onto Subway Surfer and then another, and another. This goes on…

What if, I introduce you to a game with a real deal. One, that benefits you in dual ways, fun + money in one shot!!

Exciting and thrilling, right?

Long Game, is one such game designed to achieve your financial goals while playing a game and having fun!!

The personalized missions and games offer chances to win real cash.

To get started, create an account, verify and connect it to your bank account. Set a limit about how much you intend to save daily. It can be even $5 or less. Start your savings with 300 Free Bonus Coins when you join!

Once you accomplish your missions, you start earning coins, which can be used to play fun games and win cash prizes, up to $1,000,000 cash! Additionally, you also earn 0.1% interest! You can withdraw ALL your money at any time. Download this fun iOS app and start saving right now!

11. Play Digital Scratch-off Games for free

Most of the days we simply sit idle at home watching our favorite shows. It’s fun!! I love relaxing on a Saturday evening and having fun with my kid. Imagine yourself sitting at home on a snowy day with a mobile/tablet in your hand and a comedy show running on the screen. What if you can multi-task and utilize the time to bag some easy extra cash.

Lucktastic, this crazy app releases free digital scratch-off tickets every day. You can easily earn $1 – $10,000 and also tokens. There are many more digital scratch-off games available for free on your play store.

Check out them and install soon to grab few bucks.

12. Cash Out your Favorite Shots

Choose the best scenic photo from your phone camera and upload them on the Foap app. This is a free app to turn your high-quality photography on a smartphone into cash. If someone likes your photos and buys the license, you’ll get a 50% share right then and there.

Amazingly, the same photo can be sold more than 20 times earning you more than $100.

Have no special knowledge in photo editing?

Related Read: 21 Best Places to Sell Your Photos for $100 or More

13. Sell your Handmade Crafts

Etsy is a well known online marketplace to sell your handmade crafts pretty easily. They charge 20 cents to list an item, 3.5% transaction fee, and 3% payment processing fee.

That’s quite minimal when compared to other websites.

If you’re a creative efficient craftsman, make sure, to begin with, Etsy – with more than 30 million potential customers.

14. Write a greeting card and Earn Cash

Install the Sappy app and get the list of greeting card companies that will pay you for writing a card. You can even design your own card and earn income.

For each purchase you share a 5% profit off the purchase price and once you make a total of $10 you can immediately cash out. This is an amazing money-making option for creative writers who can make extra money writing greeting cards.

15. Participate in Recipe Contests

There are many recipe contests paying up to $5000 for new, original and granny recipes. If you’re a foodie or have a passion for cooking, create a unique recipe and enter those details in a contest. This is an amazing opportunity to get paid in cash and also get publicity.

which boost up your income when you are stuck inside doing nothing interesting

So, are you excited to try these ways to make money today?

Think of smartly investing your expensive time and boost your earnings every single day. Though these gigs won’t make you rich, you’ll easily and immediately make some extra cash while watching tv.

16. Real Estate Earnings Sitting at Home

If you can invest a minimum of $500, Fundrise Starter Portfolio helps you earn money sitting at home. Fundrise, a  pioneer in real-estate crowdfunding, allows anyone in the US to easily invest in real estate portfolios like hotels, apartment buildings, and other development projects.

This low-cost private market investment advisor split up your funds into two portfolios supporting private investment estates. Interest payments and property rent maintain your cash flow. The returns are primarily paid out via quarterly distributions and via appreciation in asset value at the end of the asset’s investment term. You can get started as an investor with Fundrise here.


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  Swati Chalumuri

Hey Folks, Welcome to My Blog! I'm Swati, a mom, full-time blogger, and a millennial work at home expert featured on Forbes, CEO Blog Nation, Referral Rock, Vital Dollar, and Databox Blog. I embarked on this impeccable journey primarily to expose my online monetary experiences and help you all make money from home. Come, join my make money revolution, and attain financial freedom!