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I Need Money Now: 35 Free Fast Cash Hacks

What do you do, when you feel like – “I need money now for free and fast” or “I need money desperately“?

Many times, you could wish for immediate cash to alleviate debt, medical expenses, repay the student loan, or for any other major cause.

How do you, make up for emergency cash requirements, when you don’t know how? You might have tried ways, but failed to make even a penny.

So gradually, you started yielding to the situation, got frustrated, and eventually felt like a loser!

Oh trust me, you don’t have to go through all this really…

And, you even don’t have to give up—within a while, you’ll get to know how to get free money, without losing your sanity. 

Need Money Now?

Here’s a list of a few easy-peasy ways to accumulate quick cash, especially, when you need money right now or today for free. These tasks are a perfect amalgam of fun and money-making while relaxing on your cozy couch.

1. Sell Annuity Payments

Since you need cash right now, the best way is to sell annuity payments for immediate access to money.

An annuity is a fixed sum of money paid to someone each year, typically for the rest of their life, like pension payments. They provide a guaranteed stream of income either periodically or lump-sum, especially after retirement.

You can choose to sell your annuity payments in different ways, two of which are partial or reverse-partial!

What if you don’t belong to this age criteria? Loan money from your grandpa’s annuities and pay it off periodically at ease.

Here are a few top ways for college-goers to make quick bucks

2. Get $50 Per Year Per Mobile Device Install

Nielsen App pays $50 per device for installing their app on your mobile device and browsing as usual. The Nielsen software on your computer automatically enters you into their $10,000 monthly sweepstakes!

The company also gives away $10,000 each month, and around 400 people win prizes every month. The top two winners grab $1000 each. All panelists earn game tokens for chances to instantly win rewards on our scratch-off games.

Isn’t this a great way to do things you do every day online?

Click here to Install the Nielsen Mobile & Computer Panel App.

3. Participate In High-Rewarding Surveys

Taking online surveys can be one of the fastest ways to make money. Most people rule out this statement saying surveys don’t pay that much. But, here’s the catch…

You’ll need to sign up for at least 2-3 of these legit survey companies to get paid in hundreds. There’s absolutely no cost to join. And, each of these sites has an A+ rating with BBB, so you can confidently invest your valuable time and get paid well. 

Worried about not getting qualified for surveys? Worry not, I got you covered!

Survey Junkie is the highest-paying online reward site that’s 100% legit. They paid over 7 million dollars to their members to date. This company compensates for the time spent taking a survey. Yes, even if you’re not eligible for a survey, you’re still given points.

You can easily spend a few minutes each day and get paid anywhere between $10-$45 per survey.

Click here to Sign Up for Survey Junkie Now!

4. Receive Free Welcome Bonus from Ibotta

Receive Welcome Bonus from Ibotta
Source: Ibotta

Ibotta is a top-rated cashback with an A+ rating on BBB. When you shop online through the Ibotta portal you can easily avail yourself of up to 25% cashback of the money spent.

The most interesting part about Ibotta is its referral scheme. When someone signs up through your referral link, you can receive a $5 referral bonus for every qualifying referral. So, if you’re looking for an easy way to make some extra cash, Ibotta is definitely worth checking out!

Get up to a $20 sign-up bonus right here.

Also Read: 95 Best-paying Side Hustles for Single Moms

5. Download MobileXpression

Another company that simply pays for downloading their apps on your mobile or laptop is MobileXpression.

Apps like Mobilexpression assists big companies in better understanding the customer interest in web usage by collecting browsing times, retention hours, and usage of websites. Just install the MobileXpression app and its likes on your device and boost your income.

One week after installation, you’ll get a chance to play games, that offers instant rewards to everyone that plays. Many won a $25 Amazon gift card, iPads, and Television sets.

Click here to Download Mobile Xpression and start earning instantly.

6. Sell Unused/Unwanted Entertainment Stuff

In the days of Netflix and Amazon Prime, there is no use stacking up shelves with old CDs or video games.

Instead, you can sell these off for a few bucks?

The Decluttr app helps you achieve this with ease. Scan the items’ barcodes you want to sell and upload them on the Decluttr app. The app instantly quotes a price for each product.

Pack all the products in a sealed package, with the free shipping label attached, and deliver them to Decluttr. You will receive your payment within 24 hours.

7. Play SwagIQ – Live Trivia Games

Swag IQ is the live trivia game show where you can test your knowledge and win huge cash prizes daily. It’s free!

Every weekday, you’ll get a chance to answer a series of trivia multiple choice questions and you’ll have exactly 10 seconds each.

The questions usually become difficult progressively and if can answer all the 10, you’ll automatically win the grand prize money (If played in a group, the prize money is split evenly among all the winners).

Even if you’re out of the running for the grand prize, you’ll earn Swag IQ’s digital currency for questions you answer correctly. Use the digital currency to get a 2nd chance to win the grand prize or redeem them for cash or free gift cards.

Go ahead and grab this opportunity to win grand prizes, download this free app right now!

8. Profit While Playing a Game 😉

Love playing video/mobile games? I remember the days, I spent hours and hours playing Candy Crush and Temple Run. All of that is literally wasted time because those games profit you nothing. Pretty soon, I got bored and moved on to Subway Surfer and then another, and another. This goes on…

What if, I introduce you to a game with a real deal. One, that benefits you in dual ways, fun + money in one shot!!

Exciting and thrilling, right?

Long Game, is one such game designed to achieve your financial goals while playing a game and having fun!! The personalized missions and games offer chances to win real cash.

To get started, create an account, verify and connect it to your bank account. Set a limit about how much you intend to save daily. It can be even $5 or less. Start your savings with 300 Free Bonus Coins when you join!

Once you accomplish your missions, you start earning coins, which can be used to play fun cash app games and win cash prizes, up to $1,000,000 cash!

Additionally, you also earn 0.1% interest! You can withdraw ALL your money at any time. Download this fun iOS app and start saving right now!

Also Learn: How to Make Money Playing Games Online

9. Play Digital Scratch-Off Games for Free

Most of the days we simply sit idle at home watching our favorite shows. It’s fun!!

I love relaxing on a Saturday evening and having fun with my kid. Imagine yourself sitting at home on a snowy day with a mobile/tablet in your hand and a comedy show running on the screen. What if you can multi-task and utilize the time to bag some easy extra cash.

Lucktastic, this crazy app releases free digital scratch-off tickets every day. You can easily earn $1 – $10,000 and also tokens. There are many more digital scratch-off games available for free on your play store.

Check out them and install these game apps to grab a few bucks a day.

10. Cash Out Your Favorite Shots

Choose the best scenic photo from your phone camera and upload them on the Foap app. This is a free app to turn your high-quality photography on a smartphone into cash.

If someone likes your photos and buys the license, you’ll get a 50% share right then and there.

Amazingly, the same photo can be sold more than 20 times earning you more than $100.

Related Reads:

11. Sell Your Handmade Crafts

Etsy is a well-known online marketplace to sell your handmade crafts pretty easily. They charge 20 cents to list an item, 3.5% transaction fee, and 3% payment processing fee.

That’s quite minimal when compared to other websites. If you’re a creative efficient craftsman, make sure, to begin with, Etsy – with more than 30 million potential customers.

12. Make Greeting Cards and Earn Cash

Install the Sappy app and get the list of greeting card companies that will pay you for writing a card. You can even design your own card and earn income.

For each purchase you share a 5% profit off the purchase price and once you make a total of $10 you can immediately cash out. This is an amazing money-making option for creative writers who can make extra money writing greeting cards.

Here’s how to put your poetry skills to work and make money doing so!

Related Read: Get paid for your drawing skills

13. Participate In Recipe Contests

There are many recipe contests paying up to $5000 for new, original, and granny recipes. If you’re a foodie or have a passion for cooking, create a unique recipe and enter those details in a contest.

This is an amazing opportunity to get paid for your recipes in cash, get publicity, and boost your income when you are stuck inside doing nothing interesting

Think of smartly investing your expensive time and boosting your earnings every single day. Though these gigs won’t make you rich, you’ll easily and immediately make some extra cash while watching tv.

Learn how to get $50 fast online

14. Invest In Real Estate Sitting at Home

If you can invest a minimum of $10, Fundrise Starter Portfolio helps you earn money sitting at home. 

Fundrise, a  pioneer in real estate crowdfunding, allows anyone in the US to easily invest in real estate portfolios like hotels, apartment buildings, and other development projects.

This low-cost private market investment advisor split up your funds into two portfolios supporting private investment estates. Interest payments and property rent maintain your cash flow. 

The returns are primarily paid out via quarterly distributions and via appreciation in asset value at the end of the asset’s investment term. 

You can get started as an investor with Fundrise here.

Who Can Give Me Money Right Now?

Are you in a fix and you are wondering who can give you money right now? Here are a few tips on how to get some cash fast.

15. Get Cash Back from Your Grocery Shopping

Use the Checkout 51 app to get cash back after you do your grocery shopping or fuel at select dealers.

The app also rewards you for prescriptions, online surveys, and other offers. This app has new and hot deals every day. So, it is important to keep checking the app so that you don’t miss out on the prizes.

To redeem your cashback offers, all you have to do is to take a photo of your receipt from your preferred retailer and upload it on Checkout 51.

Once you have $20 in your account, you can cash out immediately. If you happen to be the lucky winner, every month they give away $500. Isn’t this one of the fastest ways to get free money instantly?

16. 401K Company Match

Thinking “I need my 401k money now”- take advantage of your retirement savings.

As long as you save to your retirement account, and regardless of how much you save, your employer matches a certain percentage towards your contribution. The simple fact is that you can receive the amount when you need it.

While there is a limit that your employer cannot exceed if such an offer is presented, weigh the pros and cons of cashing out early free money which you can invest in.

17. Take Cash Advance

If you are employed, you can easily apply for a payroll advance from your employer. Advance cash will always sort you out when you need emergency cash immediately.

The amount will be deducted from your salary at the end of the month, ensuring that the debt is paid before the next pay cycle.

Also, you can take cash advances using your credit card. You are allowed to withdraw cash that is within your credit card limit from an ATM.

On the flip side, you end up paying a higher amount at the end due to the high interest and fees charged on cash advances.

18. Sell Your Services

Sell Your Services
Source: Fiverr

Looking for ways on how to add free money to your bank account? Try selling your services online- one of the best ways to monetize your skills and make free cash. How quickly you want the money depends on how fast you can deliver work.

Websites like Upwork and Fiverr are willing to pay you for your services; be it translating, freelance writing, or graphic designing, just to mention a few. You get paid almost immediately to complete a gig right from home.

The money is deposited directly into your bank account or paid through your PayPal account.

19. Refinance Your Student Loan

As a student with a student loan and you are like “I need money now and have bad credit” just refinance your student loan. With the right lender, even with a bad credit score, you can get a good refinancing deal for a lower interest rate or even a consolidated loan.

You will be required to do your research and find the best creditors. Just to give an idea of who to look for, try Citizensbank, College Ave, and Education Loan Finance.

Also, look for freebies such as a gift card with loan approval as your way to get money in your bank account now for free in 2024.

20. Pawn Something

Pawnshops are the best places to get free money right now! Instead of waiting for a private buyer, sell your items at a pawn shop. You don’t get the actual market price of the item but you do get to pocket a fraction of it.

The idea is to get enough money to save you from a bad financial status, especially in a situation where you need emergency cash immediately.

Note, if you take a loan from a pawn shop and you are unable to pay on time, your item is kept as collateral. The best items to use for high loan amounts include electronics, pieces of jewelry, and lastly, firearms.

21. Run a Mobile Car Wash

A mobile car wash is a perfect solution to your “I need money desperately” problem. All you need is a vacuum cleaner, rags, soap, window cleaner, brush, and a bucket. You may be required to go door to door looking for customers for this job but the returns are high.

You will be surprised how bad homeowners want their cars cleaned but they can’t find the time to get it sorted out.

If your work is good and satisfying, clients will be willing to hire you again for your services and refer you to friends. This kind of job is best done during the weekends or in the evening when people are back in their homes after busy work schedules.

How Can I Get Money Fast Without a Loan?

Here are several tips on how you can get money fast without having to apply for a loan.

22. Rent Your Extra Room With Airbnb

If you have a spare house or a room, you might consider renting it out with Airbnb. It is possible to make more than $100 per day. And since you don’t have to do much as a host, this is one of the best ways to earn a passive income.

What I love most about Airbnb is that you don’t have to worry about property damage because they got you covered in case of any risk.

You can also rent out your car to get more money or even offer to drive the guests around. If this isn’t the perfect answer to “I need money right this second,” then keep reading this article for more legit ways to get money fast.

23. Dog Walk

If you are a dog lover, certainly, you can’t resist this offer now that you feel your resources are almost depleted. You will be able to walk dogs from your neighborhood.

Check out Rover to get connected with pet owners who require pet sitters. Apart from dogs, you can also offer to look after other pets such as cats and birds.

Depending on the services you provide, it is possible to make $14+ per hour. Sign up on Rover if you are interested in getting free money right now!

Interesting Read: 25+ Ways You Can Get Paid to Walk

24. Offfer Babysitting Services

As a working mom, it is hard to balance busy work life with your little ones around. And this is when you need to get a babysitter to assist.

Even as a work-from-home mom, you will need help with your baby, every now and then. At the same time, you can take advantage of your flexible schedule to babysit for pay.

A trained babysitter can make around $17 per hour which is a good amount when you require emergency cash immediately. The amount varies depending on the location and the number of kids under your care.

You need to be a kid lover to get into this type of job – it is not for the faint-hearted though. To get started, register with to get connected with parents looking for babysitters.

If you’re a 13-yr old (or above) looking to make money, you could get started with babysitting jobs asap!

Also Read: How to become a certified babysitter (and get paid well)

25. Drive for Lyft or Uber

Get paid to drive with Uber cabs
Uber/ Play Store

You can drive others around on weekends or in the evenings after work for hourly pay. Luckily, there are rideshare apps such as Uber or Lyft to help you out. These two companies will match you with people who are in need of a ride and are willing to pay per mile. You can drive as a full-time or part-time job.

In addition, you might have a car with no time to drive around. Try Getaround. you will earn money by allowing other people to rent your car. Ensure that your insurance policy has all possible risks covered.  

26. Do Odd Jobs for Pay

If you are wondering how to get emergency cash immediately, do an odd job – lawn mowing, shoveling snow, or even clearing a garage for someone. You will be required to visit your neighbors and look for any handiwork that they may offer, then negotiate on the pay.

Doing odd jobs can give you good money if you are willing to sweat a little. Here, making more money calls for extra effort, not necessarily skill.

Also Read: Odd Jobs Apps You Can Try

27. Find a Craigslist Gig

Craigslist is a platform where you can work, buy, sell, or rent out stuff. There are several short-term gigs you can take and make a living from the site.

Another upside is that you can just download the Craigslist app, sign up, and search for gigs on the go. You can find odd jobs here- offline and online jobs too. With craigslist you are not limited to any task.

Psst… you can also purchase items here and re-sell at a higher price. Also, you can also land free items provided that you pay for the transport. So, if you’d like to get free money right now, check Craiglist for free resellable stuff today!

What Should I Do If I Need Money Immediately?

If your income is strained at the moment and you need money immediately, consider the following ideas:

28. PayDay Loans

Payday loans should be your last resort. Why? Because you will end up paying back the loan at high interest.

The best part is that you can take a payday loan without using your credit cards. But before you sign up for the facility, you should check your budget to ensure that you can pay it back on time.

You can apply for a payday loan either online or in-store. If you apply in-store, you receive the money immediately. And when you apply online, expect the money to be deposited directly into your bank account within hours.

29. Liquidate Your Assets

If you want to get free money… just liquidate your assets. Start with jewelry, a wedding gown, or a bridesmaid dress. What I mean is, clean your closet for items you aren’t planning on using soon.

You can sell such stuff online on eBay and Etsy. 

Consider selling DVDs, audiobooks, games, and CDs on Decluttr.

To make a quick sale, you can also turn to Facebook Marketplace or Twitter platforms. You can even have a yard sale where you sell in your private compound and make money on the spot.

Also Read:

How Can I Get Instant Money Now?

The following are legit ways in which you can get instant money right away.

30. Monetize Your Social Media Platforms

Before you monetize your social media platforms, you need to differentiate legit ads and spam. For affiliate marketers, have a particular market target. This will help you avoid a scenario where you have thousands of followers but none is engaging with your ads.

Once you monetize your accounts, you get absolutely free money by either advertising a product, watching ads online, selling online courses, and much more. 

31. Dig Out $1 Bills and Sell to a Collector

You may find a few $1 bills simply laying around in the corners of the shelves. Dig them out and check the serial number. You may never know the actual value of your money, making you rich.

Collectors at cool serial numbers have created the Most wanted serial numbers list and if you find any of them sell them to a collector earning some big bucks.

Here is the list of few crazy serial numbers that collectors are looking for:

Seven repeating digits in a sequence on $1 Federal Reserve Notes – 02222222, 33333337
Super repeaters on $1 – 45454545
Double Quads on $1 – 00003333
Seven of a kind on $1 – 88888488, 22622222

If you come across any of the above series, run to a collector right now…

32. Refer Your Friends & Earn Instant Bonuses

Refer-a-friend programs are a great way to make money by just sharing referral codes. Apps like ACORNS, help earn $100 a year simply through referrals.

On the other hand, the Groupon app, helps you bank $10 just for referring your friends to check out their deals on trips, packages, or reunions.

Posting about your favorite services and products on these referral programs can earn you a few more bucks.

I also suggest you check out these other possibilities here: 15 Ways to make money without spending a penny?

33. GoGoKid

Gogokid is a perfect choice for you to teach English online without any experience. You can make around $7 – $10 after every class- 25 minutes lesson.

To maximize your profit, you can even teach 2 classes per hour and make at least $20 per hour. This is enough to boost your financial status no matter how bad it is.  

Check out this Gogokid (Review) to get started.

34. Get Paid to Lose Weight

Get Paid to Lose Weight and Make Money
Source: HealthyWage

This may sound impossible and close to a scam, but it’s totally legit. Yes, you can get paid to remain healthy!

Just in the same case you are determined to find how to add free money to your bank account, this is one opportunity you can utilize.

Apps like HealthyWage encourage people to lose weight and get paid. You bet on your target weight and stand a chance to receive $10,000, as a team, once you hit your goal. This is like winning a jackpot!

Your only concern is to keep fit with your eyes on the prize. Another interesting app that pays to maintain a healthy walking routine is Sweatcoin!

Checkout: Sweatcoin Review: How Does Sweatcoin Work?

35. Part With Your Plasma

Donating your plasma is no different from blood donation. That said, this thrilling option needs to be at the bottom of your list- after you have exhausted all the other options discussed in this article.

Blood donation is often voluntary, but plasma donation, on the other hand, will earn you something between $20-$50 per shot.

Not everybody though is fit to donate plasma. So, expect to undergo some medical checkups before you get the thumbs up. Now, while selling your plasma will see you get free money right now, for more cash, try a medical study.

These are usually less invasive and you can make up to $500, paid out in a few installments.

I Need Money Now: Final Thoughts

It’s possible for you to make money fast, all it takes is a little ingenuity and a push in the right direction.

Well… this post helps you with the second part – ways through which you can get paid in a day or less. Pick what you are best at and put in the time.

With enough time and experience, you could be looking at a well-paying side hustle or even a full-time gig. And if want to learn more amazing opportunities, here are 21 ways to make extra income on the side.

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